Our home is easily our most valuable possession in life. It keeps our families safe and sheltered. It contains so many memories and for some, owning a home is the end result of a lifetime of hard work and saving. With that in mind, your home and your lifestyle deserves secure protection. That's why Hood Insurance Brokers offers you the best home insurance, specially tailored to meet your individual needs. With home insurance, your house will be covered up to and including the total specified amount that you choose. It can also be packaged together with a contents insurance policy to secure not just the building itself, but the valuable possessions it contains inside.
There are two main options for home insurance that will
insure the value of your house should unfortunate events
occur (including flooding, fires, intentional damage or
arson). It can also protect you from the effects of natural
disasters, which have been shown to be all too devastating
to New Zealanders in recent years. With our help, you won't
have to take the chance of losing it all. Home insurance can
also include a number of optional benefits, a selection of
which are outlined below.
A comprehensive home insurance policy will cover the
repair of your home, or it will pay an amount up to the
maximum that you select when you take out the policy. The
broadest range of possible conditions are covered, including
a higher level of policy and value limits. A comprehensive
home insurance policy can also include additional benefits,
including covering the costs of alternative accommodation,
hidden gradual damage, key and lock replacement, landscaping
cover for damage to your gardens and natural disaster cover.
A more basic and less comprehensive home insurance
cover with more cost effective premiums. This form of
cover is best suited for those who wish to have some
form of protection but cannot manage the more
comprehensive policy premiums. Basic home insurance will
generally insure the value of your house to a lesser
amount. This will ensure that you are financially
compensated if you lose your home or if it suffers
damage. With a more basic package, some of the
additional benefits may or may not be present.
If you require home insurance, we can design a package
for you that will fit your needs at the best possible
price. We will also offer unmatched additional service,
including ongoing support with your insurance as well as
claims management during your most stressful times. We
can outline a policy with all the features you need and
none that you don't. Don't hesitate to contact Hood Insurance Brokers for
more information anytime. We'd be proud to go to
work for you.