Us Kiwis love to get out and see the world, be it a holiday, a tour or the Big OE. Luckily, Hood Insurance Brokers can offer you the best travel insurance on the market. We scan the wide variety of travel insurance options and get you the policy that best meets your needs and suits your priorities. If it's cost, we can help you find the cheapest option available. If its full extensive coverage for everything that could go wrong, we've got you covered there too. You don't have to spend your valuable time scouring the options when you should be preparing for your trip; we can do that for you!
Not sure if travel insurance is right for you? Find out what you can be covered for below.
1. Travel Cancellation or Interruption
If you are forced to cancel your trip due to an emergency or unforeseen situation arising, your costs will be reimbursed. Also, if you are overseas and your flights are delayed, cancelled, or you miss a flight due to circumstances beyond your control, your insurance will pay for your flight alterations. Your extra nights accomodation, food costs, rental vehicles and transportation costs will also be covered within certain limits, depending on your policy.
2. Lost, damaged or stolen items, luggage, passports or travel documents.
Costs related to replacing these items of valuable possessions in your luggage will be provided for under your travel insurance policy. This can also included replacement for money or traveller's cheques. This benefit will include reimbursement for items you had to buy to cover your lost belongings whilst travelling.
3. Medical Treatment and Expenses
If you have to receive medical treatment while overseas, this will cover your medical costs including hospitalisation and medical expenses. It will also cover the cost of another person travelling to you to escort you back home. Pre-existing conditions can also be covered, generally under an optional benefit.
4. Legal Liability Insurance
Protects you against costs of legal liability for loss or damage to property whilst overseas.
5. Accidental Death or Permanent Disablement.
A lump sum will be paid to you or your family in the event
of death or permanent disablement whilst overseas.
If you require the best travel insurance, we can design a package for you that will fit your needs at the most competitive price. We also offer you unmatched support including a support staff on hand for any form of assistance you need, as well as claims management during your most stressful times. Don't hesitate to contact Hood Insurance Brokers for more information anytime. We'd be proud to go to work for you and secure you the travel insurance that you deserve.