For most of us, our vehicle is how we get from point A to point B. Therefore, it can be more than just an inconvenience if your vehicle is put out of commission. Even worse, without insurance you could be liable to pay for damage caused to another's vehicle if it is deemed that the accident was your fault. According to statistics from the Ministry of Transport, there are over 9,000 crashes that cause injury per year in New Zealand. This number doesn't take into account accidents causing damage to the car but not injury, which sends the number even higher still. The bottom line is that even if you are the most experienced and skilled driver in the world, accidents do happen. You can't control other drivers on the road or unforeseen changes in conditions.
That's why you should never leave things to chance. Hood
Insurance Brokers can make sure your vehicle is covered, and
your repair or replacement costs are provided for. Vehicle
Insurance is crucial, and we can get you the best insurance
deals from the most reputable providers on the market.
The best option to make sure your vehicle is
comprehensively covered, and this can be achieved with a
premium vehicle insurance policy through. This will cover
both the damage to your car and any damage to other vehicles
as well. A premium policy can also provide additional
benefits such as payments if injury or death is suffered by
any occupants of either vehicle, costs towards a rental
vehicle or alternative transportation, key and lock
replacement and medical costs.
Third Party Insurance protects you against damage
caused to someone else or their vehicle. This can be
obtained as a stand-alone policy or added as an extra to
your existing vehicle insurance. Another option offered
by some providers is a more limited form of vehicle
insurance that includes third party cover and a limited
amount of cover for your own vehicle, for instance
providing for fire and theft damage only. This can be a
more cost effective option for those operating on a
limited budget. For more information and a full synopsis
of what's available, drop us a
line and we can help find the best option for you.
Generally, any road using motor vehicles can be covered with vehicle insurance. This includes cars, vans, trucks and motorcycles. If you wish to cover a boat or sea going vessel then there is a separate form of marine insurance, information on which can be found here.
If you require vehicle insurance, we can design a
package for you that will fit your needs at the most
competitive price. We will also offer unmatched
service, including ongoing assistance, a support
staff on hand as well as professional claims
management during your most stressful times. We can
outline a policy with all the features you need and
none that you don't. Don't hesitate to contact Hood Insurance Brokers for
more information anytime. We'd be proud to go
to work for you.